The LRB is the rate of return your portfolio needs to achieve to secure your lifestyle goals and aspirations. Importantly, we incorporate the value of your business into this analysis.
We establish your LRB through our proprietary required rate of return (RRR) process. Each year we compare your LRB with your portfolio’s actual return to ensure you are progressing in the right direction. If your portfolio is not fully on track, we reevaluate your plan and make the necessary adjustments that are economically possible. Moreover, we educate you on the other available options you have to stay on course. As a special benefit, every other year or so, we update your business valuation report so your LRB stays accurate.
Investment success depends on the integration of our client’s unique circumstances with prudent long-term strategies having a high probability of achieving our client’s financial goals.
We accomplish this in tandem with your business’s risk and return profile. If, for example, you have a more unpredictable business, we accommodate this by being more conservative when building your investment portfolio. On the other hand, if your business is more predictable, there is more leeway for risk in your investment portfolio.