Every time the stock market jolts up or down, it’s relaying information about expected risk and return. For many people, this jolting sends a shiver down their spine. Business owners who rely on the sale of their business to provide the majority of their retirement assets experience an additional shiver when the competitive forces of the business cycle threaten their revenues, profits, and cash flows.

When you feel this market turbulence threatening your success, you may find Synergy Financial Management’s (SFM) Lifestyle Protection Planning Process (LPPP) a welcome solution. The LPPP integrates business financial planning and analysis (FP&A) with personal financial planning and analysis, providing you with a coordinated and comprehensive strategy for financial security.

The core of FP&A is business valuation, which includes a process for increasing the market value and sale price of your business. The core of personal financial planning is investment management, which includes estate management procedures that safeguard your wealth.

Think of these two financial planning components as though you’re on one side of a bridge, working to get to the other side. The side you’re on is the current value of your business and personal wealth, and the side you want to attain is your well-funded retirement. The middle of the bridge is the gap between what you have now, and what you need to have. The successful sale of your business is the essential key to crossing this bridge.